Finance options.
Get the gear working for you now and spread the cost. Business equipment leasing through LeaseGO, plus interest free pay-later options with Zip and Afterpay at checkout. Every option is subject to approval with the provider.
Three ways to pay over time.
One for the business, two for personal buys, and one for the bigger tickets. Limits vary account to account, so check yours with the provider.
LeaseGO
Business equipment leasing from $500 to $50,000 over 24 to 48 months. Fixed monthly payments that may be tax deductible.
Zip Pay
Interest free, always. Everyday purchases with limits typically $350 to $1,000. Repay from $10 a week.
Afterpay
Four equal fortnightly payments, interest free. No fees when you pay on time. Select Afterpay at checkout.
Zip Money
For purchases over $1,000. Interest free terms available, limits typically $1,000 to $5,000. Select Zip at checkout.
Pick the option that fits.
Business leasing for the big gear, pay-later for the everyday. The key facts for each option, with links to the provider for the fine print.
LeaseGO
Business equipment leasing, $500 to $50,000
GO Industrial has partnered with LeaseGO to help Australian businesses get equipment on site without the up-front capital hit. Spread the cost of your gear over its working life with a fixed monthly payment, and keep your cash for the things you can't finance, like staff, stock and fuel.
Almost everything we sell can be leased. Line marking equipment, sprayers, generators, compressors, vacuums, power tools and accessories.
Key facts
Available to applicants 18 or over using the equipment predominantly for business. Australian citizens and permanent residents with a valid driver's licence, good credit history and revenue over $40,000 a year. Claim fees and T&Cs apply to theft protection. Talk to your tax advisor about deductibility. Subject to LeaseGO approval.
Zip Pay
Everyday purchases, interest free always
Zip Pay is a reusable interest free account for everyday gear. Buy what you need today, then repay on a weekly, fortnightly or monthly schedule that suits you. Pay it off early any time without penalty.
Select Zip at checkout and you're done in a couple of taps.
Key facts
Limits are typical only and vary account to account. Check your limit and full terms directly with Zip. Subject to Zip approval.
Afterpay
Four payments, six weeks, no interest
Split your purchase into four equal payments, charged fortnightly from your card. The first payment comes out at checkout and the rest take care of themselves. No interest, and no fees when you pay on time.
Select Afterpay at checkout and use your existing account, or set one up in minutes in the Afterpay app.
Key facts
Late fees apply to missed payments. Limits vary account to account and grow with your repayment history. Check your limit and full terms directly with Afterpay. Subject to Afterpay approval.
Zip Money
Bigger purchases, interest free terms
Zip Money picks up where Zip Pay stops. Larger credit limits and interest free terms let you take home a serious bit of kit and pay it down over time, through the same Zip account and the same checkout flow.
Select Zip at checkout. Purchases over $1,000 run on your Zip Money account automatically.
Key facts
Limits are typical only and vary account to account, with up to $50,000 available at selected merchants. Interest free terms are subject to minimum spend and current offers. Check your limit and full terms directly with Zip. Subject to Zip approval.
From application to on the tools.
The LeaseGO process from start to finish. Zip and Afterpay are even simpler, just select them at checkout.
Apply online
Takes a few minutes with your mobile, driver's licence and ABN. You get a quick decision and an approval number.
Talk to us
Give your approval number to the GO team on 07 3204 2240, or drop it in your order notes. We put the paperwork together.
Sign on your phone
LeaseGO sends the contract by SMS. Click, sign, done. No printer, no scanner.
Get to work
Take your equipment and get on with the job. Monthly payments direct debit from your nominated account.
Finance questions.
The common ones. For provider fine print, head to LeaseGO, Zip or Afterpay directly.
Which finance option is right for me?
Buying for a business with an ABN? LeaseGO is built for that, especially from a few thousand dollars up to $50,000. Buying personally? Zip Pay and Afterpay suit everyday purchases, and Zip Money covers larger buys over $1,000. If you're not sure, call us on 07 3204 2240 and we'll point you the right way.
Who can apply for LeaseGO?
You'll need to be 18 or over, an Australian citizen or permanent resident, employed or self-employed, with a good credit history, a valid driver's licence, revenue over $40,000 a year, and be using the equipment predominantly for business. Applying takes a few minutes with your mobile, licence and ABN.
What happens at the end of a LeaseGO term?
If you want to keep the equipment, you simply make the keep payment, which is equal to one extra month's rental. After that the gear is yours outright, no need to return anything.
Are lease payments tax deductible?
Lease payments can generally be deducted as a business expense, which also keeps your accounting simple. One monthly expense, no depreciation schedules. Every business is different though, so confirm the treatment with your tax advisor.
What are the spending limits?
LeaseGO covers $500 to $50,000. Zip Pay limits are typically $350 to $1,000, Zip Money typically $1,000 to $5,000 with higher limits for some accounts, and Afterpay sets your limit in the app based on your history. These are typical figures only. Limits vary account to account, so check yours directly with Zip or Afterpay.
What does each option cost?
Zip Pay is interest free always, with a $9.95 monthly account fee that's waived when you pay your statement in full. Afterpay costs nothing when you pay on time. Zip Money offers interest free terms, then 25.9% p.a. on any balance left after the interest free period, plus an establishment fee of up to $99. LeaseGO charges a one-off establishment fee of $79 or $99 depending on the transaction size, then a fixed monthly payment.
Can I pay it out early?
With Zip Pay and Zip Money, yes, any time and without penalty. Afterpay wraps up in six weeks anyway. For LeaseGO payout options, give them a call on 1300 463 863.
Can I use finance on anything in the store?
Zip and Afterpay work on anything you can put through the online checkout, up to your limit. LeaseGO covers almost everything we sell for business use. A small number of ex-demo and clearance units aren't sold through the online checkout at all. For those, call us and we'll sort the purchase and the finance conversation together.
Not sure which way to go?
Tell us what you're buying and how you'll use it, and we'll point you at the right option. Takes five minutes on the phone, and it can save you a lot over a lease term.